.risk h2 { color: var(--ink); }
    .risk h2 em { color: var(--accent); font-style: normal; }
    .risk p { margin: 24px 0 0; color: var(--sub); }
    .risk-list {
      columns: 2;
      column-gap: 42px;
      margin: 36px 0 0;
      padding: 0;
      list-style: none;
    }
    .risk-list li {
      break-inside: avoid;
      margin: 0 0 15px;
      padding-bottom: 14px;
      border-bottom: 1px solid var(--line);
      color: var(--sub);
      font-size: 14px;
      line-height: 1.75;
    }

    .compare-layout {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 22px;
      align-items: stretch;
    }
    .compare-panel {
      background: #fff;
      border: 1px solid var(--line);
    }
    .compare-panel.isj { border-top: 3px solid var(--accent); }
    .compare-panel.other { opacity: .86; }
    .compare-title {
      margin: 0;
      padding: 20px 22px;
      border-bottom: 1px solid var(--line);
      font-weight: 700;
    }
    .steps {
      margin: 0;
      padding: 8px 22px 22px;
      list-style: none;
    }
    .steps li {
      display: grid;
      grid-template-columns: 28px 1fr;
      gap: 12px;
      padding: 14px 0;
      border-bottom: 1px solid var(--line);
    }
    .steps li:last-child { border-bottom: 0; }
    .num {
      display: inline-grid;
      width: 28px;
      height: 28px;
      place-items: center;
      border: 1px solid var(--line);
      color: var(--sub);
      font-family: var(--font-serif);
      font-size: 12px;
    }
    .isj .num { border-color: var(--accent); color: var(--accent); }
    .step-name { display: block; font-weight: 700; line-height: 1.55; }
    .step-sub { display: block; color: var(--muted); font-size: 13px; line-height: 1.65; }
    .table-wrap {
      overflow-x: auto;
      margin-top: 34px;
      border: 1px solid var(--line);
      background: #fff;
    }
    table {
      width: 100%;
      min-width: 820px;
      border-collapse: collapse;
      font-size: 14px;
    }
    th, td {
      padding: 14px 15px;
      border-bottom: 1px solid var(--line);
      text-align: center;
      vertical-align: middle;
    }
    th:first-child, td:first-child { text-align: left; }
    th { background: #f6f6f6; color: var(--sub); font-weight: 700; }
    td.isj { color: var(--accent-dark); font-weight: 700; }
    .table-note { margin: 14px 0 0; color: var(--muted); font-size: 12px; }

    .reason-list {
      display: grid;
      gap: 0;
      counter-reset: reason;
      border-top: 1px solid var(--line);
    }
    .reason {
      counter-increment: reason;
      display: grid;
      grid-template-columns: 72px 1fr;
      gap: clamp(24px, 5vw, 62px);
      padding: 40px 0;
      border-bottom: 1px solid var(--line);
    }
    .reason::before {
      content: counter(reason, decimal-leading-zero);
      color: var(--accent);
      font-family: var(--font-serif);
      font-size: 34px;
      line-height: 1;
      font-weight: 700;
    }
    .reason h3 {
      margin: 0 0 13px;
      font-family: var(--font-sans);
      font-size: 24px;
      line-height: 1.55;
    }
    .reason p { margin: 0; color: var(--sub); }

    .case-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 24px;
    }
    .case {
      padding: 32px;
      background: #fff;
      border: 1px solid var(--line);
      border-top: 4px solid var(--accent);
    }
    .case h3 {
      margin: 0 0 18px;
      font-family: var(--font-sans);
      font-size: 24px;
      line-height: 1.5;
    }
    .case p { margin: 0; color: var(--sub); }
    .case p + p {
      margin-top: 18px;
      padding-top: 18px;
      border-top: 1px solid var(--line);
    }
    .case strong { color: var(--accent); }

    .timeline {
      position: relative;
      margin: 0;
      padding: 0;
      list-style: none;
    }
    .timeline::before {
      content: "";
      position: absolute;
      top: 18px;
      bottom: 18px;
      left: 40px;
      width: 1px;
      background: var(--line);
    }
    .timeline li {
      position: relative;
      display: grid;
      grid-template-columns: 1fr;
      gap: 8px;
      margin: 0 0 18px;
      padding: 24px 26px 24px 92px;
      background: #fff;
      border: 1px solid var(--line);
    }
    .timeline b {
      position: absolute;
      top: 24px;
      left: 17px;
      z-index: 1;
      display: inline-grid;
      width: 46px;
      height: 46px;
      place-items: center;
      border-radius: 50%;
      background: var(--accent);
      color: #fff;
      font-family: var(--font-serif);
      font-size: 13px;
      font-weight: 700;
    }
    .timeline h3 {
      margin: 0 0 8px;
      font-size: 24px;
      line-height: 1.55;
    }
    .timeline p { margin: 0; color: var(--sub); }
    .timeline ul {
      margin: 14px 0 0;
      padding-left: 1.1em;
      color: var(--sub);
      font-size: 14px;
    }

    .price-layout {
      display: grid;
      grid-template-columns: repeat(2, minmax(0, 1fr));
      gap: 24px;
      align-items: stretch;
      max-width: none;
      margin: 0 auto;
    }
    .price {
      overflow: hidden;
      padding: 0 0 28px;
      background: #fff;
      border: 1px solid var(--line);
    }
    .price.main { border-color: var(--accent); }
    .price h3 {
      margin: 0 0 22px;
      padding: 18px 22px;
      border-bottom: 1px solid var(--line);
      font-family: var(--font-sans);
      font-size: 24px;
    }
    .price.main h3 {
      background: var(--accent);
      border-color: var(--accent);
      color: #fff;
    }
    .amount {
      margin: 0 24px 14px;
      color: var(--accent);
      font-family: var(--font-serif);
      font-size: 28px;
      font-weight: 800;
      line-height: 1.35;
    }
    .price p {
      margin: 0 24px;
      color: var(--sub);
    }
    .price .formula {
      margin-top: 18px;
      padding: 16px 0 0;
      border-top: 1px solid var(--line);
      color: var(--ink);
      font-family: var(--font-serif);
      font-weight: 700;
    }
    .price-footnote {
      margin: 24px 0 0;
      color: var(--muted);
      font-size: 13px;
    }

    .faq-list {
      display: grid;
      gap: 0;
      border-top: 1px solid var(--line);
    }
    details {
      background: #fff;
      border-bottom: 1px solid var(--line);
    }
    summary {
      cursor: pointer;
      padding: 18px 22px;
      font-weight: 700;
      line-height: 1.65;
      list-style: none;
    }
    summary::-webkit-details-marker { display: none; }
    summary::before {
      content: "Q";
      display: inline-grid;
      width: 28px;
      height: 28px;
      margin-right: 10px;
      place-items: center;
      border: 1px solid var(--accent);
      color: var(--accent);
      font-size: 13px;
      line-height: 1;
    }
    details p {
      position: relative;
      margin: 0;
      padding: 0 22px 20px 60px;
      color: var(--sub);
    }
    details p::before {
      content: "A";
      position: absolute;
      top: 4px;
      left: 22px;
      display: inline-grid;
      width: 28px;
      height: 28px;
      place-items: center;
      background: var(--soft);
      color: var(--accent);
      font-size: 13px;
      font-weight: 700;
      line-height: 1;
    }

    .message {
      display: grid;
      grid-template-columns: 240px 1fr;
      gap: clamp(30px, 6vw, 72px);
      align-items: start;
    }
    .portrait {
      margin: 0;
      text-align: center;
    }
    .portrait img {
      width: 100%;
      aspect-ratio: 4 / 5;
      object-fit: cover;
      object-position: center 28%;
      border: 1px solid var(--line);
      background: var(--soft);
    }
    .portrait figcaption { margin-top: 12px; }
    .portrait b {
      display: block;
      color: var(--ink);
      font-size: 18px;
    }